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2013 FTC Report Report to Congress

Under Section 319 of the Fair and Accurate Credit Transactions Act pdf

A Federal Trade Commission (FTC) study released in 2013 estimated that as many as one in four Americans have “at least one potentially material error on at least one of their three credit reports.” While about 80 percent of those who sought a correction eventually got the error fixed, there are multiple different credit bureaus that may have to be contacted to address an error, and the process can be convoluted.