Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. I get frequent emails from consumers wondering what they can do to rebuild their creditworthiness. The first is to get a credit card intended for people with bad credit. The second thing is READ THE FINE PRINT. Only a limited number of credit card ..

If you find yourself struggling with bad credit and want to fix it, you may want to look into obtaining a debt consolidation loan. And you may be wondering, how in the world will I be able to get a loan? Well, that’s what debt consolidation loans are for – to help you repair bad credit and ultimately get yourself back on the road toward a positive credit score and a solid credit history. Debt consolidation loans are meant specifically for people with bad credit who desperate ..

People believe that having no credit cards, not owing money, and, basically, avoiding anything related to credit will improve their credit score. Well, the opposite is the truth - lenders want you to show them that you can handle credit, and, of course, the only way they can notice is if you have credit that you handle correctly. Having no credit at all can be worse for your credit score than having a few credit accounts that you pay off conscientiously. So, if you currentl ..

By simply paying your bills on time you’re already improving your credit score. That sounds ridiculously simple but it really works, because paying promptly shows lenders that you take debts seriously. Paying your bills on time increase the odds of you making the payment on a new debt on time as well, and that is definitely something a lender is interested on. In fact, according to experts, up to 35% of your credit score is based on how often you pay your bills on time, this easy  ..

Credit cards are a big responsibility. When used improperly, they can disrupt your future financial solvency and cause you other cash flow problems. The more you know about credit, the more likely you will use this powerful tool wisely. Credit card users nowadays are making a giant leap from the typical shopping experience to a cashless shopping extravaganza. It is very easy to get in over your head with credit cards. With the endless shopping convenience that credit cards can bring, m ..

Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. I get frequent emails from consumers wondering what they can do to rebuild their creditworthiness. The first is to get a credit card intended for people with bad credit. The second thing is READ THE FINE PRINT. Only a limited number of credit cards are  ..