Few people know that when someone takes a look at your credit report that inquiry is noted. Having a lot of inquiries on your report, may show that you’re shopping for several loans at the same time – or that you previously have been rejected by lenders. Both make you appear a poor credit risk and can negatively affect your credit score.  Therefore, it is recommended that you’re careful about who looks at your credit report. In case you’re shopping for a loan, show around within a short period of time, because inquiries made within a few days of each other will usually be lumped together and counted as an individual inquiry.

Also, you can cut down on the number of inquiries on your account by approaching lenders you previously have researched and might be interest in doing business with – when you do research first and approach second you will likely have only a few lenders accessing your report at the same time, this can help save your credit score.

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