By simply paying your bills on time you’re already improving your credit score. That sounds ridiculously simple but it really works, because paying promptly shows lenders that you take debts seriously.
Paying your bills on time increase the odds of you making the payment on a new debt on time as well, and that is definitely something a lender is interested on. In fact, according to experts, up to 35% of your credit score is based on how often you pay your bills on time, this easy step is one of the simplest ways to improve your credit score.
Also, if you pay your bills on time you won’t get hit with late fees and other financial penalties that will only make paying your bills off difficult. By paying your bills in a timely way you can keep making payments way easier.
You need to keep in mind that if you’ve had problems making your payments on time before, your current credit score will reflect that. A number of months of repaying bills on time will successfully improve your credit score again, this effort will be well worth it when your credit risk rating rebounds!
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